Rich Dad Poor Dad by author Robert Kiyosaki has been an enlightening read. I recommend it for the timely, enduring values and lessons it teaches.

The sum of my financial education so far:

1. Manage the emotions of fear and greed when facing uncertainty in investment opportunities. The solution to reigning in these emotions which cloud our better judgement is to invest time into financial education, such that the rational mind, and in time experience, takes control. Conversely, do not be stuck in analysis paralysis; when you have done the analysis and the time is right, go ahead and take the plunge.

2. Learn from others' mistakes, learn from others' successes. The particular strategy/method of success is less important than the general attitude of those who are successful (e.g. the difference in thinking of the rich and the poor towards money).

3. The importance of being familiar with accounting, accounting law, corporate laws, tax codes, government regulation, and market trends. These determine the rules of the game, and the trend of the economy (e.g. passage of Employee Retirement Income Security Act (ERISA) in America). Knowledge of accounting is the most important to diagnosis the health of a business.

4. We are more efficient working as a team with people of complementary core competencies. Professional services such as that of tax strategist, accountant, attorney, financial planner and banker should be consulted.

5. Your ideas are your assets in this Information Age. When you have great ideas, write them down. Think creatively. Find creative ways to make time when busy, make money with little money (within legal boundaries of course).

6. Three most important skills to making money - how to manage money, how to manage people, how to sell.

7. Learn to think critically. Recognise bullshit.

That's all so far! I will add more as I learn them :)

Classmates who see me daily in school would know that I have nose problems. I am always the one sneezing the most frequently. I have acute allergic rhinitis; specifically, sudden changes in temperature or dust mites would cause me to have persistent running and blocked nose. It is not a problem someone can easily empathise with, but to the sufferer it is the source of headaches.

Steroid nose sprays and anti-histamine tablets give me temporary respite. Exercising exacerbates my problem somewhat. Immunotherapy remains the best option but is logistically prohibitive for the moment (you have to keep the medicine in a freezer). Nose surgery did not come to mind as a solution for my allergies.

That is before the doctor told me I have a deviated septum and internal fractures in my nose, and recommended septoplasty and turbinate reduction surgery. Of course I agreed.

Six days after the surgery, after the nose packs have been removed, my nose feels so much less blocked. I feel like I can breathe again and it feels great!

Plus all the costs have been covered by SAF =) 

Rich Dad Forum

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I had two dads - a rich one and a poor one.

One dad was highly educated and intelligent; he had a Ph.D. and had completed four years of under-graduate work in less than two years. He then went to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies. All on full, financial scholarships.

My other dad never finished the eighth grade. Both men were successful in their careers, working hard all their lives. Both earned substantial incomes.

Yet one dad struggled financially all his life and the other dad would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities, and his church. The other left a legacy of unpaid bills. Both men were strong, charismatic, and influential. Both men offered me advice, but they did not advise the same things.

Out in the real world of money and investing its called cooperation, or teamwork. The Rich Dad Community is all about cooperation. That is the way deals get done. That is the way you learn. My rich dad said, "If you are the smartest person on your team, then your team is in trouble." Here you have the opportunity to learn from the best - people that are out there doing the real thing, making mistakes, taking risks, learning in the best way possible.

The bestseller book that inspired me - Rich Dad Poor Dad by Robert Kiyosaki - likewise changed the mindset and lives of other youths and adults worldwide. This forum connects people who have benefited from the book, in order to bring Kiyosaki's teachings to a greater level of understanding and relevancy.

Young Entrepreneur - ...inspiring millions

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YoungEntrepreneur.com is the ultimate resource for business owners and entrepreneurial enthusiasts. With exclusive articles, interviews with the experts, free downloadable forms, and the growing free membership based forum- YoungEntrepreneur.com is the place to go for all of your forum needs. By joining YoungEntrepreneur.com, you will become part of a thriving entrepreneurial community and immediately gain access to all of these resources.

As the name implies, YoungEntrepreneur forum is for aspiring entrepreneurs and small business owners. It has a huge and active community. The forum is differentiated into a wide range of business-related topics, such as franchising, marking & PR, business law etc., with an emphasis on online business. The forum looks set to integrate a Premium Membership feature that woudl have added benefits and access to exclusive services, support and solutions.